XLM vs XRP

XLM: 994% return (November 2020 low to May 2021 ATH)

XRP: 757% return (November 2020 low to April 2021 ATH)

XLM is 10x cheaper than XRP to buy

Stellar (non-profit) released around $180 million on holders in the last year

During Q1 2024, Ripple (for-profit company) sold 241 million XRP. In some quarters, they dump as much as Stellar does in one year.

MoneyGram explains that Ripple is not better than traditional services and they are able to build better things on Stellar

"Banks will never be Ripple's success story"

"We focused a lot on banks in the beginning because press release is a big thing"

"Banks don't want to move billions of dollars"

Ripple funded Kamala Harris ($10 million), who helped put the SEC in power

RLUSD is being launched. Why would anyone logically use XRP for payments when you can use a stablecoin?

Stellar knew this and has made itself the best rails for USDC since the beginning

"We are looking at other customers. Crypto natives are a big up-and-coming area"

"A traditional customer of ours would have been like MoneyGram"

"Another area is small to medium enterprises"

SEC problems with XRP being a security: The SEC appeals ruling

Meanwhile, Stellar is working with the CFTC

Ripple is looking into how blockchain can be used to deliver humanitarian aid

Stellar is already doing it with the UN Refugee Agency

Ripple says they are pursuing RWA (Real-World Assets) tokenization but does not rank on RWA.xyz

Stellar ranks #2, only behind Ethereum, on RWA.xyz

RWA Tokenization is projected to be the biggest market in crypto, with estimates up to $30 trillion